*In 2002, more individuals filed for bankruptcy than graduated from college.
*Until recently the largest group of bankruptcy filers were youth between 18-24 years of age; today senior citizens make up the largest group of bankruptcy filers.
* According to the Federal Reserve, more than 70% of all Americans are living from paycheck to paycheck, irrespective of race.*Amongst blacks in college, it is money, not grades, that represents the single largest barrier to completing their college education.
*More than 50 million American households have no bank account.
IN OTHER WORDS, GET YOU MONEY STRAIGHT PEOPLE!